How to Choose the Right Credit Card as A Traveler?

Travel is expensive. But, it’s the only thing in the world that makes you richer. Travel is one thing that demands so much from an individual – money, time, effort and inclination in exchange of something more meaningful and life-changing. You get to immerse yourself into a beautiful world, which is not familiar to you, but you are curious to explore it. The joy of discovering new cultures and traditions, meeting new people, delving into unknown adventures, relishing different cuisines and witnessing various landscapes make travel an unrivaled affair of life.

Also read: Top 10 Things I Love About Travel

Thankfully, in the current age, more and more people in India are inclined towards travel. It is kind of becoming a lifestyle now, which is a good thing. Thus, it’s important to make the best use of your money and make it rewardable. Most of us use credit cards today, but do we really know how to choose the right credit card as a traveler? Yes, your choice of credit card for your travels can make a big difference in the quality of experiences that you are going to have eventually.

As a traveler, you must be extremely conscious about your spending, but when you have a credit card like Club Vistara SBI Card PRIME, you can be rest assured that your spending is going to be rewarding in many ways.

How To Choose The Right Credit Card As A Traveler?

You can grab a premium airline ticket

I’m always on a look out for a discounted air ticket as a traveler. I mean who wouldn’t? That’s why Club Vistara SBI Credit Card intrigues me so much. As soon as you pay the Club Vistara SBI Card PRIME annual fee, you get 1 Domestic Premium Economy ticket E-Gift Voucher (base fare waived off). Plus, bonus CV Points will be credited to the Club Vistara Membership Account within 15 working days of reaching the spends threshold.

Not to forget an E-Gift voucher will be mailed to your registered e-mail address within 15 working days after the annual fee is paid by you.

Also read: 8 Practical Tips On How To Enjoy Luxury On A Budget

You earn good Reward Points on all your spends

Make sure to choose a credit card that rewards you on your spending. For instance, Club Vistara SBI Card PRIME privileges help you earn 4 CV Points on your spends (per Rs 200 spent) on all categories including fuel. So, if you are planning to do a road trip, you know which card to choose! 

Also, you get to earn milestone benefits, such as: spend Rs 75,000 within 90 days of card issuance and gain 3000 bonus CV Points, get 1 Vistara Premium Economy ticket each on annual spends of Rs 1.5 lakhs, Rs 3 lakhs, Rs 4.5 lakhs & Rs 8 lakhs, and get 1 Hotel E-Voucher from Yatra worth Rs 10,000 on reaching annual spends of Rs 8 lakhs. That is how you enhance your travel experiences. Such rewards make you want to travel more.

Also read: 10 Ways To Save For A ‘Luxury’ Holiday

Travel peacefully with a comprehensive Insurance Cover

There are so many Club Vistara SBI Card PRIME benefits for a traveler that you can enjoy your vacation to the fullest without worrying about certain unforeseen situations. For instance, baggage damage is quite likely in long-haul flights, for which you get a cover up to Rs 5000; if by any chance you lose your check in baggage, you get up to Rs 72,000; in case of delay of check in baggage, you get Rs 7,500, and if you lose your travel documents, you get up to Rs 12,500.  

Besides, you also get lost card liability cover up to Rs 1 lakh, cancellation – up to 6 cancellations, each covers up to Rs 3500 and air accident cover up to Rs 1 Cr.

Remember travel isn’t always rainbows and sunshine! It’s smart to be prepared and covered for those ‘undesirable’ circumstances.

Enjoy Domestic Airport Lounge access

One of my favorite Club Vistara SBI Card PRIME rewards is that you get to enjoy 8 complimentary visits per year to Domestic Airport lounges. I have long layovers at airports quite often, and as a digital nomad, it’s so important for me to find a comfy place to sit and work. But, when you have a nice lounge to relax, sip coffee and enjoy hot meals, a layover is not so bad. I can work long hours without cribbing about flight delays.

Cardholders are entitled for two free domestic visits in a quarter, which is great! Make sure you use the benefit, as the unutilized access will lapse at the end of quarter and cannot be carried to next quarter.

Also read: 10 Things To Do At The Airport

Make the most of the complimentary Priority Pass Membership

You get complimentary priority pass membership worth USD 99 for the entire duration of the product and 4 complimentary visits per year (limited to 2 visits per quarter). The standard membership of Priority pass program is complimentary for the entire duration of the product, which is fantastic. However, the usage of USD 27 plus applicable taxes will be charged on your Club Vistara SBI Card PRIME for all visits post the complimentary visits.

You also get network benefits

There are innumerable Club Vistara SBI Credit Card benefits for a traveler, such as discounts up to 10% on Hertz Rental & 5% discount on Rentalcars.com. Renting a car for a weekend around your city is a great idea, isn’t it?

Even your accommodation is sorted, as you get savings up to 33% on select hotels and resorts. Besides, there are Destination Programs in Japan, Korea, Macau, Singapore in the form of up to 50% Discounts, which you must take advantage of.

Also read: 10 Tips On How To Travel More

So now you know that your choice of credit card can make your travels so much more rewarding and worthwhile.

How to apply Club Vistara SBI Credit Card online: Visit the website and follow the simple steps to apply online.

Club Vistara SBI Card PRIME annual fee: There’s an Annual Fee (one-time) of Rs. 2999 + applicable taxes and a renewal fee (per annum) of Rs. 2999 + applicable taxes. There is NO add-on fee.

Note: This post is written in collaboration with SBI.

How about you? Do you use credit card on your travels?

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